Bacno de España – News and events,ECB Consumer Expectations Survey results – October 2024

ECB Consumer Expectations Survey Results – October 2024 29 November 2024 The European Central Bank (ECB) Consumer Expectations Survey (CES) for October 2024 shows that consumers are becoming increasingly pessimistic about the future economic outlook. The survey, which was conducted between 15 and 25 October 2024, found that consumers’ expectations for the general economic situation … Read more

Bacno de España – News and events,ECB announces changes to the Eurosystem collateral framework to foster greater harmonisation

ECB announces changes to the Eurosystem collateral framework to foster greater harmonisation The European Central Bank (ECB) announced today a set of changes to the Eurosystem collateral framework. These changes aim to foster greater harmonisation across the euro area, improve the efficiency of the collateral management process, and enhance the resilience of the Eurosystem’s monetary … Read more

Bacno de España – News and events,EBA publishes the annual EU-wide Transparency Exercise and Risk Assesment Report

EBA publishes the annual EU-wide Transparency Exercise and Risk Assessment Report On 29 November 2024, the European Banking Authority (EBA) published the results of the 2024 EU-wide Transparency Exercise (TE) and Risk Assessment Report (RAR). The TE and RAR are key elements of the EBA’s ongoing efforts to enhance transparency and comparability of information on … Read more

Bacno de España – News and events,Monetary developments in the euro area: October 2024

Monetary Developments in the Euro Area: October 2024 1. Introduction In October 2024, the euro area economy continued to face significant challenges, including rising inflation and slowing growth. The European Central Bank (ECB) closely monitored monetary developments and took further steps to support price stability and economic recovery. 2. Monetary Policy At its October meeting, … Read more

Bacno de España – News and events,Basel Committee publishes a range of practices report on implementing a positive neutral countercyclical capital buffer

Basel Committee publishes range of practices report on implementing a positive neutral countercyclical capital buffer The Basel Committee on Banking Supervision (BCBS) published today a report on the range of practices used to implement a positive neutral countercyclical capital buffer (CCyB). The report provides an overview of the approaches taken by jurisdictions that have implemented … Read more

Bacno de España – News and events,Quarterly Report on the Spanish Economy and Macroeconomic Projections (2024 Q4)

Quarterly Report on the Spanish Economy and Macroeconomic Projections (2024 Q4) Bank of Spain November 28, 2024 Introduction The Bank of Spain’s Quarterly Report on the Spanish Economy and Macroeconomic Projections provides a comprehensive analysis of the current state and future prospects of the Spanish economy. This report presents the findings of the latest assessment, … Read more

Bacno de España – News and events,EURIBOR (official mortgage market reference rate). November 2024

Title: EURIBOR (official mortgage market reference rate). November 2024 Date: 28 November 2024 Source: Banco de España Body: The EURIBOR (Euro Interbank Offered Rate) is the official reference rate for the mortgage market in the euro zone. It is calculated as the average of the interest rates charged by a panel of banks for lending … Read more

Bacno de España – News and events,Liquidity and funding indicators of Non-financial corporations and households (October 2024)

Liquidity and funding indicators of Non-financial corporations and households (October 2024) Introduction The Banco de España publishes monthly statistics on the liquidity and funding indicators of non-financial corporations and households. These indicators provide information on the financial liquidity and solvency of these sectors, and are used by policymakers to monitor the stability of the financial … Read more