A Glimpse into Banking Regulations: Title 12 of the Code of Federal Regulations Now Accessible on GovInfo
We are pleased to announce a significant update to the vast repository of U.S. government information available through GovInfo.gov. As of August 23, 2025, at 8:23 PM, the esteemed Title 12 – Banks and Banking of the Code of Federal Regulations (CFR) has been published and is now readily accessible on the GovInfo platform.
This comprehensive publication provides invaluable insight into the intricate landscape of banking and financial regulation in the United States. Title 12 is a cornerstone of the legal framework governing financial institutions, detailing the rules and regulations that shape the operations of banks, credit unions, and other entities within the financial sector.
For professionals, researchers, academics, and anyone with an interest in the U.S. financial system, this update represents a crucial resource. It encompasses a wide array of topics, including:
- Banking Operations: Regulations pertaining to the establishment, management, and dissolution of banking institutions.
- Lending Practices: Rules governing various types of loans, including mortgages, consumer credit, and commercial lending.
- Supervision and Regulation: The frameworks established for overseeing the safety and soundness of financial institutions and protecting consumers.
- Monetary Policy: Aspects of the Federal Reserve System and its role in managing the nation’s money supply and credit conditions.
- Consumer Protection: Regulations designed to safeguard individuals in their dealings with financial institutions.
- International Banking: Rules applicable to foreign banks operating in the United States and U.S. banks operating abroad.
The accessibility of Title 12 on GovInfo.gov, a trusted source for official federal government publications, ensures that this vital information is readily available in a clear and organized format. This allows for easier research, analysis, and understanding of the complex regulatory environment that underpins the U.S. economy.
We encourage all interested parties to explore this newly published section of the Code of Federal Regulations. GovInfo.gov continues to be an essential tool for accessing and engaging with official U.S. government information, and this latest addition to their offerings is a testament to their commitment to transparency and public access.
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