U.S. Code Title 12, “Banks and Banking,” Updated on govinfo.gov
We are pleased to announce that Title 12 of the United States Code, focusing on “Banks and Banking,” has been updated and is now available on govinfo.gov. The U.S. Code, a comprehensive compilation of the general and permanent federal laws of the United States, is an essential resource for legal professionals, policymakers, and the public.
The latest publication of Title 12, dated August 18, 2025, at 21:09, reflects the most current legislative landscape governing the U.S. banking system. This title encompasses a vast array of statutes that shape the operations, regulation, and oversight of financial institutions within the United States.
What Title 12 Covers:
Title 12 is a cornerstone of the U.S. financial regulatory framework. It addresses critical areas such as:
- Federal Reserve System: The establishment, powers, and responsibilities of the central bank of the United States.
- National Banks: Provisions related to the chartering, regulation, and supervision of national banks.
- Federal Reserve Banks: The organization and functions of the twelve regional Federal Reserve Banks.
- Banking Operations: Regulations concerning various banking activities, including lending, deposits, and capital requirements.
- Credit Unions: Laws pertaining to the establishment and operation of federal credit unions.
- Federal Home Loan Banks: Statutes governing the system of Federal Home Loan Banks.
- Housing Finance Agencies: Regulations related to mortgage insurance and housing assistance programs.
- Consumer Credit Protection: Provisions designed to protect consumers in credit transactions.
- Financial Stability Oversight Council: Legislation establishing and defining the role of this council in monitoring systemic risk.
- Resolution of Financial Institutions: Laws governing the orderly resolution of failing financial institutions.
Accessing the Updated Information:
The U.S. Code is made accessible to the public through govinfo.gov, the official source for U.S. government publications. This platform ensures that users can access accurate and up-to-date legal information.
The update to Title 12 on govinfo.gov is a valuable development, providing the most current legislative text for those who need to understand the intricate workings of the American banking and financial sector. We encourage all interested parties to visit govinfo.gov to explore this vital body of law.
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govinfo.gov U.S. Code published ’12 U.S.C. – BANKS AND BANKING’ at 2025-08-18 21:09. Please write a detailed article about this news in a polite tone with relevant information. Please reply in English with the article only.