FDP Calls for Stock Pension and Flexible Retirement Age
The Free Democratic Party (FDP) has called for a stock pension and a more flexible retirement age. The party’s parliamentary group leader, Christian Lindner, presented the proposals on Monday in Berlin.
The stock pension is intended to supplement the statutory pension insurance. Employees should be able to invest part of their gross salary in stocks and bonds via a tax-privileged fund. The proceeds from the fund are then to be paid out as an additional pension in old age.
Lindner argued that the stock pension would make pensions more secure and at the same time offer employees the opportunity to participate in the growth of the economy. “We must use the opportunities of the capital market to strengthen our pension system,” Lindner said.
The FDP also wants to make the retirement age more flexible. Employees should be able to retire earlier than the statutory retirement age of 67 if they have paid into the statutory pension insurance for a long time. Conversely, they should also be able to work longer if they wish.
Lindner said that the current retirement age system was unfair. “Those who have worked hard all their lives should not be punished with a lower pension because they want to retire a little earlier,” Lindner said.
The FDP’s proposals have met with mixed reactions. The German Trade Union Confederation (DGB) has criticized the stock pension as being too risky. The Association of German Pension Funds (BAV) welcomed the proposals, but called for more details.
The FDP’s proposals are likely to be discussed in the Bundestag in the coming months. It is unclear whether the proposals will find a majority.
FDP fordert Aktienrente und flexiblen Renteneintritt
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