What is the Green Loan (éco-PTZ)?
The Green Loan (éco-PTZ) is a zero-interest loan that helps homeowners improve the energy efficiency of their homes. It is available to both owners and tenants.
Who is eligible for the Green Loan?
To be eligible for the Green Loan, you must meet the following criteria:
- Be the owner or tenant of a single-family home or an apartment in a multi-unit building
- Occupy the home as your primary residence
- Have a household income that is below a certain threshold (set by the government)
What can the Green Loan be used for?
The Green Loan can be used to finance the following energy-efficient renovations:
- Installing insulation
- Replacing windows and doors
- Upgrading heating and cooling systems
- Installing renewable energy sources (such as solar panels)
How much can I borrow?
The maximum amount that you can borrow with the Green Loan is €15,000.
How do I apply for the Green Loan?
To apply for the Green Loan, you must contact a bank or credit union that is a partner of the program. You will need to provide the bank or credit union with the following information:
- Proof of income
- Proof of occupancy
- A description of the energy-efficient renovations that you plan to make
What are the benefits of the Green Loan?
The Green Loan offers several benefits, including:
- Zero interest
- No fees
- Long repayment period (up to 15 years)
- Tax credit for energy-efficient renovations
How can I learn more about the Green Loan?
For more information about the Green Loan, you can visit the website of the French Ministry of Economy and Finance: www.economie.gouv.fr/entreprises/eco-pret-taux-zero-eco-ptz
Qu’est-ce que l’éco-prêt à taux zéro (éco-PTZ) ?
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economie.gouv.fr a new article on 2025-01-03 16:15 titled “Qu’est-ce que l’éco-prêt à taux zéro (éco-PTZ) ?”. Please write a detailed article on this news item, including any relevant information. Answers should be in English.
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