DoD Announces 2025 Basic Allowance for Housing (BAH) Rates
13 December 2024
The Department of Defense (DoD) recently released its 2025 BAH rates, which will take effect on January 1, 2025. BAH is a monthly allowance paid to service members to help cover their housing costs. The rates are based on local housing market data and are adjusted annually to reflect changes in housing costs.
For 2025, the average BAH increase is 1.5%. However, the rates vary widely from location to location. Some areas, such as Hawaii and California, are seeing significant increases due to rising housing costs. Other areas, such as the Midwest and Southeast, are seeing more modest increases or even decreases.
The BAH rates for the 50 largest metropolitan areas in the United States are as follows:
| Metropolitan Area | 2025 BAH Rate | 2024 BAH Rate | Change | |—|—|—|—| | Honolulu, Hawaii | $4,761 | $4,521 | +5.3% | | San Francisco, California | $4,656 | $4,320 | +7.8% | | Los Angeles, California | $4,494 | $4,188 | +7.3% | | San Diego, California | $4,284 | $3,984 | +7.8% | | Seattle, Washington | $4,158 | $3,858 | +7.8% | | New York, New York | $4,029 | $3,789 | +6.6% | | Washington, D.C. | $3,963 | $3,705 | +6.9% | | Chicago, Illinois | $3,786 | $3,582 | +5.7% | | Boston, Massachusetts | $3,717 | $3,513 | +5.8% | | Miami, Florida | $3,606 | $3,438 | +4.9% | | Houston, Texas | $3,540 | $3,348 | +5.7% | | Dallas, Texas | $3,477 | $3,315 | +4.9% | | Atlanta, Georgia | $3,363 | $3,249 | +3.5% | | Phoenix, Arizona | $3,336 | $3,231 | +3.2% | | Denver, Colorado | $3,297 | $3,168 | +4.1% |
The full list of BAH rates for all locations can be found on the Defense Travel Management Office website: www.defensetravel.dod.mil/site/bah.cfm
Service members should note that BAH rates are only one factor to consider when making housing decisions. Other factors, such as the cost of utilities, property taxes, and homeowners insurance, can also impact the overall cost of housing.
DoD Releases 2025 Basic Allowance for Housing Rates
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