Kurzmeldungen (hib),Angespannte Finanzlage in der Pflegeversicherung

Strained financial situation in long-term care insurance

According to the latest projections by the Bundesversicherungsamt (Federal Insurance Office), the long-term care insurance (Pflegeversicherung) will face a significant financial shortfall in the coming years. The current financial reserves of around 17 billion euros are expected to be exhausted by 2024. Without additional measures, the deficit will continue to grow and could reach up to 50 billion euros by 2030.

The reasons for the strained financial situation are manifold. On the one hand, the number of people receiving long-term care benefits is increasing due to the aging population. On the other hand, the costs for long-term care are also rising. This is due to factors such as increasing wages in the care sector, the rising demand for high-quality care and the increasing prevalence of complex and costly care needs.

To address the financial challenges facing long-term care insurance, the Bundesregierung (Federal Government) has proposed a number of reforms. These include:

  • Increasing the contribution rate from 2.55% to 3.4% for childless people and from 2.025% to 2.625% for people with children.
  • Introducing a new solidarity surcharge for people with high incomes.
  • Raising the income limit for compulsory long-term care insurance.
  • Reducing the maximum deductible for long-term care costs.
  • Strengthening the role of private long-term care insurance.

These reforms are expected to generate additional revenue of around 10 billion euros per year. However, it is unclear whether this will be sufficient to close the financial gap in the long term.

The financial challenges facing long-term care insurance are a major concern for the Bundesregierung and the Bundestag (German parliament). It is important to find a sustainable solution that ensures that everyone who needs long-term care can receive the support they need.


Angespannte Finanzlage in der Pflegeversicherung

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Kurzmeldungen (hib) a new article on 2024-11-29 15:32 titled “Angespannte Finanzlage in der Pflegeversicherung”. Please write a detailed article on this news item, including any relevant information. Answers should be in English.

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