economie.gouv.fr,Qu’est-ce que l’éco-prêt à taux zéro (éco-PTZ) ?

What is the eco-loan at zero rate (eco-PTZ)?

The eco-loan at zero rate (eco-PTZ) is a government-backed loan that allows homeowners to finance energy-efficient renovations to their homes. The loan is interest-free and can be used to finance a wide range of renovations, including:

  • Insulation
  • Heating and cooling systems
  • Windows and doors
  • Renewable energy sources

The eco-PTZ is available to homeowners who meet certain eligibility criteria, including:

  • The home must be your primary residence
  • The home must have been built before 1990
  • The renovations must be carried out by a certified professional

The maximum amount of the loan is €30,000. The loan term is 10 years.

To apply for the eco-PTZ, you will need to submit a loan application to a participating bank. The bank will review your application and determine if you are eligible for the loan. If you are approved for the loan, you will need to sign a loan agreement.

Once you have signed the loan agreement, you can begin the renovations. You will need to keep all receipts for the renovations. You will also need to submit a completion certificate to the bank once the renovations are complete.

The eco-PTZ is a great way to finance energy-efficient renovations to your home. The loan is interest-free and can be used to finance a wide range of renovations. If you are a homeowner who is considering making energy-efficient renovations, the eco-PTZ is a great option to consider.

Additional information

The eco-PTZ is part of the French government’s efforts to reduce energy consumption and greenhouse gas emissions. The loan is one of a number of government-backed programs that are designed to help homeowners make their homes more energy-efficient.

The eco-PTZ is a popular loan program. In 2021, over 100,000 eco-PTZ loans were issued. The loan has helped homeowners to finance over €3 billion worth of energy-efficient renovations.

The eco-PTZ is a valuable resource for homeowners who are considering making energy-efficient renovations to their homes. The loan is interest-free and can be used to finance a wide range of renovations. If you are a homeowner who is considering making energy-efficient renovations, the eco-PTZ is a great option to consider.


Qu’est-ce que l’éco-prêt à taux zéro (éco-PTZ) ?

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