New Law for a Modern Accident Insurance
Berlin. The Bundestag approved a bill on Thursday to modernize accident insurance (document 20/4824). The aim is to adapt the law to current social developments and to strengthen the protection of the insured.
To this end, the bill provides for the following changes, among others:
- Extension of the range of activities: The new law will cover accidents that occur not only during work or on the way to and from work, but also during voluntary activities and other activities that are considered socially valuable.
- Increase in benefits: The benefits for injured parties will be increased. For example, the lump sum payment for the loss of a limb will be raised from the current 70,000 euros to 80,000 euros.
- Improvement of the rehabilitation process: The new law will strengthen the rehabilitation process. For example, it will be made easier for injured parties to return to work.
- Modernization of the insurance system: The new law will modernize the insurance system. For example, it will be possible for insurance companies to offer new types of insurance.
The new law is expected to come into force on January 1, 2025.
Background: Accident insurance is a compulsory insurance in Germany. It protects employees against the financial consequences of accidents that occur during work or on the way to and from work. The insurance covers medical treatment, rehabilitation, and lost earnings.
The current accident insurance law was passed in 1976. Since then, there have been numerous changes in the world of work and society. The new law takes these changes into account and modernizes accident insurance.
Gesetz für moderne Unfallversicherung
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